Answer: For example, if we give money to a malicious person, enabling them to commit more evil deeds, we incur negative karma. As a result, we may later face financial difficulties or experience misfortune. Conversely, if we give money to a poor person in need who is not malicious, we will gain positive karma. This merit (*) ensures that we will never fall into extreme financial hardship in the future. Additionally, if we give money to a virtuous person who frequently does good deeds and contributes positively to society, we will accumulate great merit. This significant merit will result in us having more money and experiencing many fortunate events in our lives.
(*) merit in Buddhism refers to the positive spiritual energy or karma accumulated through good deeds, moral conduct, generosity and spiritual practices. Merit brings about favorable conditions in this life and future lives, contributing to one’s spiritual progress toward enlightenment.





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